Fair Credit Reporting Act Blog

It's funny how people think about money. Each day I meet with people who are contemplating hiring our firm to represent their interests for personal injury, bankruptcy, foreclosure defense or short sales, and they ask tough questions like:

Are you looking out for my best interests?
Who will be working on my case?
How much will I be charged for the service?
Will you return my phone calls?

I wonder if they asked the tough questions to their credit card companies before selecting their cards. I know I didn't. But, what should we be asking these companies?

Continue reading " Ask Credit Card Companies The Tough Questions? " »

Has your credit card interest rate ever risen at the end of a low introductory period? Did you miss those extras fees or restrictions on availability buried deep in the fine print? Have you ever looked at the loan documents and just not understood what they meant but signed because your mortgage broker and/or bank said sign here? If you answered yes to any of these questions, help may be on the way. However before the help gets here you, the consumer, will need to help the effort get off the ground. Sign upDodd-Frank Wall Street Reform and Consumer Protection Act in July of 2010, the Consumer Financial Protection Bureau has launched its website ahead of the implementation of many of the Acts provisions in July of 2011.

Currently the website and the agency itself are both in the beginning stages of construction and taking suggestions on how to implement the mission of the Bureau and how to communicate with the very public that it is designed to serve.

Continue reading " The Consumer Financial Protection Bureau Website is Active " »